Comparison based on publicly available information as of September 2026. Check each product's site for current pricing.
Xtify and Granola both skip the meeting bot and transcribe on your Mac. They part ways on the thing that matters most — where your recordings and notes end up. Granola syncs every note to its hosted cloud and trains on anonymized customer data by default. Xtify keeps the audio on your own machine on every plan, stores it nowhere else, and pulls a structured memory out of each meeting that only you and your local tools can reach.
Xtify records system and microphone audio locally on your Mac with no bot in the call. The audio never leaves the machine on any tier — the cloud sees only the transcript, briefly, for speech recognition and extraction, and keeps no copy afterward. The enterprise ASR and language-model agreements contractually exclude that text from model training. From each meeting Xtify pulls the decision, action item, risk and follow-up into a memory index on your disk, reachable only through a read-only local MCP server bound to localhost.
Granola also captures your computer's audio without a bot and transcribes locally on the desktop. But your notes and transcripts are then synced to a US-hosted AWS cloud, encrypted and backed up daily, and passed through third-party providers such as Deepgram, AssemblyAI, OpenAI and Anthropic. Granola trains on anonymized customer data by default, with an opt-out in settings — Xtify has nothing to opt out of, because the audio and the memory never reach a server that could use them.
Granola runs natively on Windows, iOS and Android as well as Mac, and its per-seat plans add shared note folders and CRM integrations for a whole team. If several people need one shared pool of meeting notes, that is the shape Granola is built for. Xtify is deliberately a single-person tool.
For one person working across many clients, Xtify is the tighter fit on everything that touches privacy. The recordings stay on your Mac — not on a vendor's servers, not in a daily backup, not in a training set. No bot is ever named in the participant list, so no host has to admit one. The Ultra plan walls memory off per client or per workspace, so context from one engagement never leaks into another. The read-only local MCP server lets an AI agent on your own machine use the memory with no cloud service holding a copy or a key. And Xtify starts lower — Free at $0, paid plans from $6/month against Granola's $14 per user.
| Xtify | Granola | |
|---|---|---|
| Recording method | Local system + mic audio on the Mac · no bot in the call | Desktop app captures the computer's own audio · no bot in the call |
| Where data lives | Audio stays on the Mac on every tier · cloud receives only the transcript and keeps no copy | Notes and transcripts in a US-hosted AWS virtual private cloud · desktop audio not stored |
| Transcription | 60 languages · speaker diarization by voice · code-switching on Pro Max and up | Third-party providers such as Deepgram and AssemblyAI · multi-language support |
| Team vs individual | Individual and consultant tool · Ultra adds per-client memory partitioning | Per-seat team model · shared folders, centralized billing, admin controls |
| MCP access | Read-only local MCP server on localhost · Pro Max and up | MCP integration and API access from the Business tier up |
| Price entry point | Free $0 · Pro from $6/mo · Pro Max from $10/mo · Ultra from $22/mo | Basic $0 with limited history · paid from $14/user/mo · Enterprise $35/user/mo |
Granola pricing · figures fetched September 2026. Xtify pricing on the pricing page.
Choose Granola if a team needs to share one pool of notes across Mac, Windows and mobile. Choose Xtify if you are one person who wants every recording and every note to stay on your own Mac — at a lower starting price.
Other comparisons: Xtify vs Otter · Xtify vs Fathom · Xtify vs Fireflies